Payday Loans

Christmas is fast approaching.  I don't know about anyone else this year, but it just seems that money is tight.  I was thinking about ways to get some money to buy presents from Payday loans.

This site has intrigued me for awhile.  I am going to give it a try.  Basically it is a loan that gets paid back on your next payday.  They loan you anywhere from $100 to $1500.  On the day that the money is due to them, you have a few choices.

  • you can pay it back in full
  • renew the loan and pay interest and fees only
  • renew the loan, pay interest and fees, and pay part of the money back
  • do nothing and let it roll over until next pay period

The application process is really simple.  I completed it in just a few minutes.  The interest is 15%.   The money even gets direct deposited into your checking account the next business day.

I am giving it a try.  I need the extra cash. 

Comments

Le Butterfly said…
I was offered a loan at the beginning of the year and decided to take it. Cash flow bad. Now we kicking ourselves.
Hopefully things will workout and we will be debt free in 1 and half years!!!
December 9, 2007 at 3:41 AM
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